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IFC Target Retirement Index Portfolios

Target Date Index Portfolios are appropriate investments for investors of all ages because they provide a risk appropriate one-step solution. They are designed to be a buy-and-hold, lifetime investment. This means that this target date investment strategy is to be held through all kinds of market conditions, no matter how bad or good they appear to be. Investors only need to select the target date that is closest to the year they plan to retire. These strategies enable investors to invest in a risk reducing series of globally diversified asset allocations of stocks and bonds that is appropriate for them. The portfolios automatically reduce their allocations to stocks over time. IFC implements the index portfolios by selecting and monitoring lower-cost passively managed funds.

IFC's Index Portfolios Seek to Exclude Companies That*:

  • directly participate in abortions, or develop or manufacture abortive agents or contraceptives
  • are involved in the production or manufacture of landmines, cluster munitions, or the essential components of these products
  • are involved in the production or manufacture of civilian firearms
  • earn at least 10% of their total annual revenue through the production and/or sale of conventional or nuclear weapons, their weapon systems, or critical components of these products, or the provision of weapon systems support and service
  • have had major recent child labor controversies in their own operations or supply chain
  • are involved in stem cell research
  • are involved with private prisons and/or immigrant detention facilities
  • have high carbon or greenhouse gas emissions or reserves that may produce those emissions
  • have meaningful exposure to coal
  • are engaged in business activities in or with the Republic of the Sudan that are tied to, or support, its military or government, the oil, mineral or power sectors, or that otherwise demonstrate complicity in genocide in Sudan
  • earn at least 10% of their total annual revenue through the production and/or sale of tobacco, alcohol, or cannabis products, or key products or raw materials necessary for their production
  • earn at least 10% of their total annual revenue from certain gambling activities, the production of goods used exclusively for gambling, or the provision of certain services in casinos that are fundamental to gambling operations
  • earn at least 10% of their total annual revenue from the rental, sale, distribution or production of pornographic materials, or the ownership or operation of adult entertainment establishments

*The application of these screens is executed by third party providers. IFA's Investment Committee monitors the funds employed in client portfolios to evaluate their ongoing appropriateness. No screening methodology is perfect or exhaustive, and portfolios may still have incidental or indirect exposure to the activities described.